Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 mortgage refinance companies in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
306 W 2nd St, Xenia, OH 45385
9373762971
Fifth Third Mortgage - Joseph Beach
100 W Main St, Xenia, OH 45385
5133200643
PNC Mortgage
98 Hospitality Dr, Xenia, OH 45385
9373728825
Fifth Third Mortgage - Andrea Barr
100 W Main St, Xenia, OH 45385
9373478099
Huntington Mortgage Group
36 N Detroit St # 101, Xenia, OH 45385
9373743500
What Does a Mortgage Refinance Company in Xenia Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,000. Third party fees like credit report charges and recording fees add another $100 to $500. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Xenia Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Ohio specific laws for mortgage refinancing?
Yes. Ohio Revised Code Section 1321.55 requires lenders to disclose all fees and terms clearly. Ohio also has a three day right of rescission for most refinances, giving you time to cancel without penalty.