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Find Mortgage Refinance Companies Near You in Hixson, TN
Browse mortgage refinance companies serving Hixson, Tennessee. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Hixson, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 mortgage refinance companies in Hixson, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Kevin Blair Team at Element Home Loans
6550 Old Dayton Pike, Hixson, TN 37343
4234887571
FirstBank Mortgage
1959 Northpoint Blvd, Hixson, TN 37343
8002006462
Chris Shoemake, FirstBank Mortgage, NMLS# 665202
1959 Northpoint Blvd, Hixson, TN 37343
4235055904
Nexa Mortgage Chattanooga
563 Deer Valley Dr, Hixson, TN 37343
4236647423
Mortgage refinance companies in Hixson Tennessee help homeowners lower their interest rates or change loan terms. Tennessee law does not require a specific waiting period to refinance after purchase. Local lenders can guide you through the process and explain state-specific rules like the Tennessee Home Loan Protection Act.
What Does a Mortgage Refinance Company in Hixson Cost?
Typical costs for a mortgage refinance in Tennessee include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical credit score needed to refinance in Hixson?
Most lenders require a credit score of at least 620 for conventional refinancing. FHA loans may allow scores as low as 580. Your specific requirement depends on the loan type and lender.
Can I refinance a mortgage in Hixson if I have a Tennessee property tax lien?
You may still refinance with a tax lien, but the lien must often be paid off at closing or subordinated. Tennessee law allows lenders to require lien resolution before funding. Talk to your refinance company about your options.
How long does a mortgage refinance take in Hixson Tennessee?
A typical refinance in Tennessee takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a timeline estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.