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Mortgage Refinance Companies in Johnson City, TN

Looking for a mortgage refinance company in Johnson City? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Johnson City, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 19 mortgage refinance companies in Johnson City, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Pechmann Team at Ross Mortgage Corporation
4718 Lake Park Dr STE 2, Johnson City, TN 37615
4232518083
The Tipton Team - Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
4234915405
Lucas Johnson
2694 Boones Creek Rd Suite 6, Johnson City, TN 37615
4237948541
Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
4232320111
Ben Miller, Mortgage Lender
404 S Roan St, Johnson City, TN 37601
4234309278
David Brown, Loan Officer NMLS #922393
2726 E Oakland Ave STE 107, Johnson City, TN 37601
4232025911
Mortgages by Shawn Martin - Peoples Home Equity
110 Klm Dr # 2, Johnson City, TN 37615
4236179383
Encore Lending Group
206 Wesley St, Johnson City, TN 37601
4232628522
Mortgage Man Joe G
206 Wesley St, Johnson City, TN 37601
3045614957
Barber Mortgage Team
206 Wesley St, Johnson City, TN 37601
4239439269
Dan Kublawi - Guild Mortgage
3300 Browns Mill Rd Ste 110, Johnson City, TN 37604
4237911495
Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
4239285626
Carla Richards, Movement Mortgage
106 Pinnacle Dr Ste 101, Johnson City, TN 37615
4234295821
Jake Allen-Cardinal Financial
196 Montgomery St #50, Johnson City, TN 37604
4236081061
Ben Lane, Mortgage Investors Group
508 Princeton Rd STE 201, Johnson City, TN 37601
4234273069
Bob Hefty
508 Princeton Rd STE 201, Johnson City, TN 37601
4232834702
Tuan Nguyen at CrossCountry Mortgage
196 Montgomery St, Johnson City, TN 37604
4237914188
Lauren Kitts — Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
6787990289
Atlas Mortgage Group
801 Sunset Dr Ste D-3, Johnson City, TN 37604
4237737828

What Does a Mortgage Refinance Company in Johnson City Cost?

Typical costs for refinancing a mortgage in Tennessee include an appraisal fee of 400 to 600 dollars, lender origination fees of 0.5% to 1% of the loan amount, and title insurance costs of 500 to 1,000 dollars. Tennessee also imposes a mortgage tax of 0.115% of the loan amount. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Johnson City?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.