Mortgage Refinance Companies in Johnson City, TN
Compare mortgage refinance companies in Johnson City. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 19 mortgage refinance companies in Johnson City, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Johnson City Cost?
Typical costs for refinancing a mortgage in Tennessee include an appraisal fee of 400 to 600 dollars, lender origination fees of 0.5% to 1% of the loan amount, and title insurance costs of 500 to 1,000 dollars. Tennessee also imposes a mortgage tax of 0.115% of the loan amount. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Johnson City?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there Tennessee laws that affect refinance costs?
Yes, Tennessee charges a mortgage tax of 0.115% on the loan amount for refinances. This tax is paid at closing and is separate from lender fees.