Compare Mortgage Refinance Companies in Abilene, TX
Looking for a mortgage refinance company in Abilene? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 18 mortgage refinance companies in Abilene, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Abilene Texas help homeowners replace their existing home loan with a new one. Texas law has specific rules for cash out refinances including an 80 percent loan to value limit and a 12 day waiting period after closing. Local lenders can guide you through the process and explain how Texas homestead protections apply to your refinance.
What Does a Mortgage Refinance Company in Abilene Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Recording fees and credit report fees add 50 to 150 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash out refinance rule?
Texas law limits cash out refinances to 80 percent of the home value. You must also wait 12 days after closing to receive funds. These rules come from the Texas Constitution and protect homeowners.
How long does a refinance take in Abilene Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a mandatory three day rescission period after signing.
Do I need a survey for a Texas refinance?
Many Texas lenders require a new survey or a survey affidavit for refinances. This confirms property boundaries and ensures no encroachments exist. The cost is usually between 300 and 600 dollars.