Mortgage Refinance Companies in Austin, TX
Browse mortgage refinance companies serving Austin, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage refinance companies in Austin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Austin Cost?
Typical costs for a mortgage refinance in Austin Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Texas also charges a state mortgage tax of 0.50 per 100 dollars of the loan amount. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash out refinance limit?
Under Texas law you cannot borrow more than 80 percent of your home appraised value on a cash out refinance. This rule applies to all primary residences in Texas.
How long does a Texas refinance closing take?
A standard rate and term refinance in Texas usually closes in 30 to 45 days. A cash out refinance requires a 12 day waiting period after you receive the initial loan documents before you can sign.
Do I need a new survey for a refinance in Austin?
Most lenders in Austin require a new survey or a survey affidavit to confirm property boundaries. This is common in Texas due to local title requirements and can cost 300 to 600 dollars.