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Find Mortgage Refinance Companies Near You in Austin, TX

Compare mortgage refinance companies in Austin. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Austin, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in Austin, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gravity Lending
3800 Quick Hill Rd Bldg 2 - Ste 200, Austin, TX 78728
8886021125
The Josh Brown Team at Fairway Independent Mortgage Corporation
4501 Spicewood Springs Rd, Austin, TX 78759
5127761413
Max Leaman Austin Mortgage
3420 Executive Center Dr STE 300, Austin, TX 78731
5127654300
LendFriend Mortgage
600 N Congress Ave Office 15032, Austin, TX 78701
5128815099
Park Place Finance - Austin Mortgage Lender
901 S MoPac Expy Building 2, Suite 375, Austin, TX 78746
5127743582
Sente Mortgage
4520 Burnet Rd, Austin, TX 78756
5126379900
Barton Creek Lending Group
3201 Menchaca Rd, Austin, TX 78704
5127618119
Austin Capital Mortgage
6615 Vaught Ranch Rd # 200, Austin, TX 78730
5128910778
Lennar Mortgage, LLC Austin
13620 N FM 620 Bldg. B Suite 140, Austin, TX 78717
5124180550
Ryan Leahy - Leahy Lending
9050 N Capital of Texas Hwy building 3 suite 390, Austin, TX 78759
5122402897
UpEquity
1645 E 6th St #100, Austin, TX 78702
5125807600
Brad Cullipher Austin Mortgage
3307 Northland Dr #100, Austin, TX 78731
5124269853
Austin Mortgage Lender: Joel Richardson
609 W Lynn St APT 3, Austin, TX 78703
5122038244
Highlander Mortgage: Mortgage Broker In Austin | Best Mortgage Lender
6500 River Pl Blvd Bldg 7 Suite 250, Austin, TX 78730
5125013624
The Seely Group, LLC
Austin, TX 78746
5129432572
Vista Lending
1211 Baylor St #200, Austin, TX 78703
5123586262
LoanPeople
3420 Executive Center Dr STE 300, Austin, TX 78731
5128864450
Assurance Financial - Austin
7600 Burnet Rd Ste. 315, Austin, TX 78757
5125936015
Katherine Furley
2500 Bee Caves Rd, Austin, TX 78746
7372607600
Josh Hanly, NMLS #390434; Sr. Mortgage Mortgage Consultant @ First United Bank
12117 Bee Caves Rd Suite 120, Austin, TX 78738
7378252020

Mortgage refinance companies in Austin Texas help homeowners replace their existing home loan with a new one. Texas has unique home equity refinance rules under Section 50(a)(6) of the Texas Constitution which limit the total loan amount to 80 percent of the home value. These companies guide you through the required waiting periods and closing documentation specific to Texas law.

What Does a Mortgage Refinance Company in Austin Cost?

Typical costs for a mortgage refinance in Austin Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Texas also charges a state mortgage tax of 0.50 per 100 dollars of the loan amount. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas home equity cash out refinance limit?
Under Texas law you cannot borrow more than 80 percent of your home appraised value on a cash out refinance. This rule applies to all primary residences in Texas.
How long does a Texas refinance closing take?
A standard rate and term refinance in Texas usually closes in 30 to 45 days. A cash out refinance requires a 12 day waiting period after you receive the initial loan documents before you can sign.