Skip to main content

Find Mortgage Refinance Companies Near You in Everett, WA

Looking for a mortgage refinance company in Everett? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Everett, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 18 mortgage refinance companies in Everett, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dan Keller
2733 Colby Ave, Everett, WA 98201
(425) 350-7136 mymortgageguydan.com
Mike Sapida | Dwell Mortgage
2817 Wetmore Ave, Everett, WA 98201
(425) 321-2221 dwellmtg.com
C2 Financial - Everett - Independent Mortgage Brokers - NMLS #2008859
1721 Hewitt Ave Ste 612, Everett, WA 98201
(425) 298-3609 c2everett.com
Caliber Home Loans - Everett
2825 Colby Ave Suite #305, Everett, WA 98201
(425) 405-6001 caliberhomeloans.com
Guild Mortgage Company
2903a Hewitt Ave, Everett, WA 98201
(425) 610-3400 branches.guildmortgage.com
Dwell Mortgage
2817 Wetmore Ave, Everett, WA 98201
(800) 605-1626 dwellmtg.com
Guild Mortgage - Jason Gosser
2903a Hewitt Ave, Everett, WA 98201
(425) 330-1314 branches.guildmortgage.com
1st Security Bank Home Lending Office
2825 Colby Ave #205, Everett, WA 98201
(425) 263-8838 fsbwa.com
New American Funding - Everett, WA
2733 Colby Ave, Everett, WA 98201
(425) 202-6546 newamericanfunding.com
Humphrey Mortgage Team Powered by NEO Home Loans
1604 Hewitt Ave Suite 515, Everett, WA 98201
(425) 354-3302 humphreymortgageteam.com
Evergreen Home Loans Everett NMLS 1816812
1205 Craftsman Way Suite 103, Everett, WA 98201
(425) 367-0400 evergreenhomeloans.com
Tyler Beard at CrossCountry Mortgage
9505 19th Ave SE Suite 114 & 115, Everett, WA 98208
(425) 931-7050 tylerbeardteam.com
Amy Trim | Loan Officer - Evergreen Home Loans
1205 Craftsman Way, Everett, WA 98201
(425) 501-9436 evergreenhomeloans.com
American Pacific Mortgage Corporation (NMLS #1062505)
1000 SE Everett Mall Way #305, Everett, WA 98208
(425) 903-3888 apmortgage.com
Mark Tilschner, NMLS #1863689 - Mortgage Loan Advisor
1000 SE Everett Mall Way #305, Everett, WA 98208
(425) 231-8417
Twin Pines Mortgage
1902 120th Pl SE Suit 102 B&C, Everett, WA 98208
(425) 496-6698 twinpinesmortgagecorp.zipforhome.com
Guild Mortgage - Michael Jefferson
2903a Hewitt Ave, Everett, WA 98201
(425) 238-7296 branches.guildmortgage.com
Canopy Mortgage - Everett, WA
10025 19th Ave SE, Everett, WA 98208
(425) 239-5548 homemortgagebrothers.com

Mortgage refinance companies in Everett Washington help homeowners lower their interest rate or change loan terms. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local lenders understand Snohomish County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Everett Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Recording fees and taxes vary by county. In Snohomish County, recording fees are around $50 to $100. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Everett?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. Washington lenders also require proof of homeowners insurance. Requirements vary by loan type and lender.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender will provide a timeline estimate.
Are there Washington state laws that affect refinance costs?
Yes, Washington requires lenders to provide a Loan Estimate within three business days of application. The state also caps certain fees and requires disclosure of all costs. Review the Closing Disclosure carefully before signing.

Mortgage Refinance Companies in Other Washington Cities