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Directory of mortgage refinance companies in Kent, Washington. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Kent, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 13 mortgage refinance companies in Kent, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
13106 SE 240th St Suites 106 & 110, Kent, WA 98031
2532209855
Alex Melnik at CrossCountry Mortgage
20829 72nd Ave S Suite 820, Kent, WA 98032
2068502997
Jessica Talton Movement Mortgage
441 Ramsay Way, Kent, WA 98032
2065514058
Fairway Independent Mortgage: Nichole Stearns Home Loan Team
13106 SE 240th St #110, Kent, WA 98031
2537094136
Bosco Jakan - Fairway Independent Mortgage
13106 SE 240th St #110, Kent, WA 98031
2064580660
Ryan Mallory NMLS ID 1456785 CrossCountry Mortgage
20829 72nd Ave S Suite 820, Kent, WA 98032
2063499235
Ana Nikic at CrossCountry Mortgage
20829 72nd Ave S Ste 820, Kent, WA 98032
2063359766
Shirley Clough NMLS ID 175716 Caliber Home Loans
20829 72nd Ave S Suite 820, Kent, WA 98032
2062932773
Fairway Independent Mortgage: Phil Whitener
13106 SE 240th St #110, Kent, WA 98031
2069487283
Ken Crosby at Prosperity Home Mortgage - Kent
25230 104th Ave SE, Kent, WA 98030
2063312811
Advance Payday Loans
15423 154th Ave SE UNIT 110, Kent, WA 98042
2533640854
New American Funding - Kent, WA
27304 152nd Ave SE Ste. 200, Kent, WA 98042
2533475052
Mortgage, Bank of America
311 4th Ave N, Kent, WA 98032
2532430620
Mortgage refinance companies in Kent, Washington help homeowners lower their interest rate, change loan terms, or access home equity. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local lenders in Kent are familiar with King County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kent Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third-party fees such as credit report charges and recording fees add 100 to 300 dollars. Washington state charges a mortgage recording tax of 1.28 dollars per 500 dollars of the loan amount for refinances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Washington?
In Washington, a standard mortgage refinance usually takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and lender workload. Washington law requires a three-day rescission period after signing for most refinances.
Are there any Washington state laws that affect mortgage refinancing?
Yes, Washington Revised Code Section 19.144 governs mortgage lending practices. Lenders must provide a Loan Estimate within three business days of application. Washington also has a usury limit of 12 percent for consumer loans, though mortgage rates are often exempt under federal law.
What documents do I need to refinance my home in Kent Washington?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a valid government ID and a property appraisal. Self-employed borrowers may need additional profit and loss statements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.