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Compare Mortgage Refinance Companies in Kirkland, WA

Looking for a mortgage refinance company in Kirkland? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 20 mortgage refinance companies in Kirkland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033
(206) 673-2121 fairwaysound.com
Kevin M. Pennington, Licensed Mortgage Broker
821 Kirkland Ave Suite 100, Kirkland, WA 98033
(425) 894-7852 penningtonlending.com
Leah Zamir at OriginPoint (NMLS #830846)
4040 Lake Washington Blvd NE Suite 301, Kirkland, WA 98033
(916) 910-3813 originpoint.com
Dan Chapman - Fairway Home Mortgage Corporation
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
(425) 503-3209 danielchapmanloans.com
Washington First Mortgage
821 Kirkland Ave Suite 100, Kirkland, WA 98033
(425) 576-5462 wafirstmortgage.com
Aaron Crossley, Movement Mortgage
11255 Kirkland Way Suite 110, Kirkland, WA 98033
(425) 457-2232 movement.com
Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
(206) 409-5273 hometrustloans.com
Guild Mortgage Company
105 Central Way #200, Kirkland, WA 98033
(425) 947-7800 branches.guildmortgage.com
Popach Lending
5209 Lake Washington Blvd NE #105, Kirkland, WA 98033
(425) 522-2412 popachlending.com
Barry Friedman Loans
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
(206) 462-3470 fairwayindependentmc.com
Ted Andrew Klarich | Fairway Independent Mortgage Corporation Loan Officer
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
(206) 401-1878
Winter Rankin Team - Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE, Kirkland, WA 98033
(206) 235-8677
LoanZilla
6620 Lake Washington Blvd NE APT 302, Kirkland, WA 98033
(425) 659-3388 loanzilla.com
Washington Discount Mortgage
8213 131st Ave NE, Kirkland, WA 98033
(206) 755-1697 washingtondiscountmortgage.com
Fairway Home Mortgage - Justin Nimick, Loan Originator
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
(253) 606-8785 justinnimick.com
TriStar Finance, Inc. I HOME LOANS I MORTGAGE COMPANY
10510 Northup Way # 115, Kirkland, WA 98033
(888) 909-9024 tristarfinance.com
Kara Rozanski (NMLS #189037) at OriginPoint
4040 Lake Washington Blvd NE, Kirkland, WA 98033
(425) 241-1941 people.originpoint.com
Home Loans by Carrie Haines
11255 Kirkland Way Suite 110, Kirkland, WA 98033
(425) 501-1714 homeloansbycarriehaines.com
Karen Carlton NMLS #218971 Movement Mortgage
11255 Kirkland Way Suite 110, Kirkland, WA 98033
(425) 922-9647 karenwcarlton.com
Pierce Rankin | Fairway Independent Mortgage Corporation Loan Officer
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
(206) 235-8677 loansbypierce.com

Mortgage refinance companies in Kirkland Washington help homeowners adjust their loan terms or lower their interest rates. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local Kirkland lenders understand the Eastside real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Kirkland Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Kirkland often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Kirkland Washington?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Washington lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Washington state laws that affect mortgage refinancing?
Yes. Washington Revised Code 19.144 regulates mortgage broker practices. Lenders must disclose all fees and provide a three day right of rescission for most refinances.

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