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Find Mortgage Refinance Companies in Mill Creek, WA
Directory of mortgage refinance companies in Mill Creek, Washington. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Mill Creek, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 12 mortgage refinance companies in Mill Creek, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #1850
16300 Mill Creek Blvd, Mill Creek, WA 98012
4258704663
Northshore Capital Funding
15712 Mill Creek Blvd #7, Mill Creek, WA 98012
4257723341
On Q Home Loans | Mill Creek
15603 Main St Ste 107, Mill Creek, WA 98012
4803056233
Home Right Lending
16300 Mill Creek Blvd #204, Mill Creek, WA 98012
2064536155
Mortgage Consultants
15129 Main St Suite: 203, Mill Creek, WA 98012
4254147711
Mike Davis Motto Mortgage Orca
15117 Main St B106, Mill Creek, WA 98012
2063903700
Forest Park Mortgage Co.
15720 Main St ste 242, Mill Creek, WA 98012
2063652400
Gail Bean
15021 Main St Suite C, Mill Creek, WA 98012
2063690404
Dundon Mortgage LLC
15117 Main St Suite 205-15, Mill Creek, WA 98012
4252752596
CMG Home Loans
15021 Main St Suite C, Mill Creek, WA 98012
2062645063
Mortgage, Bank of America
911 161st St SE, Mill Creek, WA 98012
4252173489
Nick Grasst
15021 Main St Suite C, Mill Creek, WA 98012
4255368907
Mortgage refinance companies in Mill Creek Washington help homeowners lower their interest rates or change loan terms. Washington State law requires lenders to be licensed under the Consumer Loan Act. Local Mill Creek companies understand Snohomish County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Mill Creek Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party costs like credit report fees and recording fees add 50 to 200 dollars. Total closing costs for a refinance in Mill Creek usually range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Mill Creek Washington?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Your lender will provide a timeline estimate based on your specific loan type.
What documents do I need for a refinance in Mill Creek?
You will need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Washington lenders also require proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.
Are there Washington specific rules for refinance closing costs?
Yes, Washington law limits certain fees and requires a Loan Estimate within three business days of application. Lenders must disclose all costs including recording fees and title insurance. Refinance closing costs in Washington typically range from 2 to 5 percent of the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.