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Find Mortgage Refinance Companies Near You in Poulsbo, WA
Directory of mortgage refinance companies in Poulsbo, Washington. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Poulsbo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 11 mortgage refinance companies in Poulsbo, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Poulsbo NMLS 1138139
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3606973444
New American Funding - Poulsbo, WA
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Nick Jeatran - New American Funding
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Stacey Urner | New American Funding Loan Officer
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
2535149185
The Mason Group Loans
19089 Jensen Way NE, Poulsbo, WA 98370
3607317979
New American Funding - Sunshine Golden
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3604344808
New American Funding - Steve Ellingson
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3604424048
Kenda Moreno-The Home Girls Mortgage Loan Officer NMLS 1287929
19089 Jensen Way NE, Poulsbo, WA 98370
3609301812
George Hanson Evergreen Home Loans Sr Mortgage Consultant NMLS #109103
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3609303377
Chase Mortgage
20350 Little Valley Rd NE, Poulsbo, WA 98370
3607793951
US Bank Mortgage
19245 10th Ave NE, Poulsbo, WA 98370
8008722657
Poulsbo homeowners seeking a mortgage refinance company can access local lenders familiar with Kitsap County property values and Washington state law. Washington requires lenders to provide a Loan Estimate within three business days of application. Refinancing can help lower monthly payments or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Poulsbo Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third-party fees such as credit report charges and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Poulsbo Washington?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if there are title issues in Kitsap County records.
Are there Washington state laws that affect refinance closing costs?
Yes, Washington law limits certain fees like recording fees and requires lenders to disclose all costs on the Loan Estimate. Refinance closing costs in Washington typically range from 2 to 5 percent of the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.