Compare Mortgage Refinance Companies in Renton, WA
Looking for a mortgage refinance company in Renton? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 14 mortgage refinance companies in Renton, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Renton, Washington help homeowners lower their interest rate, change loan terms, or access home equity. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local Renton borrowers can work with companies familiar with King County property values and local market conditions.
What Does a Mortgage Refinance Company in Renton Cost?
Typical costs for a mortgage refinance in Renton include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 800 to 1,500 dollars. Third-party fees such as credit report and recording fees add 100 to 300 dollars. Washington law requires lenders to disclose all fees in the Loan Estimate within three days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Renton?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal and a credit check. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your lender must provide a Loan Estimate within three business days of your application.
Are there Washington state taxes on mortgage refinancing?
Washington does not have a state income tax, but refinancing may trigger a recording tax or fee on the new deed of trust. King County charges a recording fee of about 1.28 percent of the loan amount for refinances. Check with your title company for exact costs.