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Mortgage Refinance Companies in Spokane Valley, WA
Looking for a mortgage refinance company in Spokane Valley? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Spokane Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 mortgage refinance companies in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hunter Zier - Canopy Mortgage
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5098637008
Bo Chalich - Home Loans
17018 E Sprague Ave Ste 104, Spokane Valley, WA 99037
5097101812
David Kelly | Lesser Lending Group
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5097498587
Evergreen Home Loans Spokane NMLS 1748276
2818 N Sullivan Rd Ste.100-1021, Spokane Valley, WA 99216
5092099873
Shawn Lloyd - Mortgage Professional
2818 N Sullivan Rd Suite 100, Office 56, Spokane Valley, WA 99216
5099930856
Julia Hansen - CMG Home Loans
2818 N Sullivan Rd Ste 100-1081, Spokane Valley, WA 99216
5097172103
Tim Windhorst at HHL Group - NMLS 51277
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5095993095
Brad Patshkowski at HHL Group (NMLS #71298)
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5092303765
David Cloe - The Outdoor Lender
16201 E Indiana Ave STE 1250, Spokane Valley, WA 99216
5092942892
Mortgage Warehouse
13617 E 14th Ct, Spokane Valley, WA 99216
5098929014
A mortgage refinance company in Spokane Valley Washington can help you lower your interest rate or change your loan term. Washington law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Spokane Valley property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Spokane Valley Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third-party fees like credit report and recording fees add 50 to 200 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Spokane Valley?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Washington lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Washington?
A standard refinance usually takes 30 to 45 days from application to closing. Washington law requires a three-day rescission period after signing, so plan for that extra time.
Are there Washington state laws that affect refinancing?
Yes, Washington has a usury limit on interest rates for certain loans. Also, refinancing a reverse mortgage in Washington requires counseling from a HUD-approved agency.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.