Mortgage Refinance Companies in University Place, WA
Browse mortgage refinance companies serving University Place, Washington. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 10 mortgage refinance companies in University Place, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in University Place Cost?
Typical costs for mortgage refinance in University Place include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,200. Third-party costs like credit report fees and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in University Place?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. Washington lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can happen if additional documentation is needed or if appraisal scheduling is slow.
Are there Washington state laws that affect mortgage refinancing?
Yes, Washington requires lenders to provide a Loan Estimate within three business days of application. The state also has a three-day right of rescission for most refinances, allowing you to cancel the loan without penalty.