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Mortgage Refinance Companies in University Place, WA

Compare mortgage refinance companies in University Place. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
University Place, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 mortgage refinance companies in University Place, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Dunger, Gig Harbor WA Mortgage Lender NMLS #58033
3555 Market Pl W Suite 200, University Place, WA 98466
2532325843
Karen Orr | Nova Home Loans I Sr. Loan Officer #40351
3555 Market Pl W Suite 7, University Place, WA 98466
2532286800
Joe Raquiza
3555 Market Pl W Suite 7, University Place, WA 98466
2533150020
Per Moerkeseth - CMG Home Loans
3929 Bridgeport Way W #206, University Place, WA 98466
2533273421
Mason-McDuffie Mortgage Corporation - Mike Walsh
2607 Bridgeport Way W Ste 1b, University Place, WA 98466
2532235363
Tom Owens Nova Home Loans
3555 Market Pl W Suite 7, University Place, WA 98466
2532252207
Finance of America Mortgage LLC
3555 Market Pl W Suite 7, University Place, WA 98466
2536171555
FA Mortgages LLC
7406 27th St W #202, University Place, WA 98466
8882447436
Oxbow Mortgage Company NMLS 1619636
4007 Bridgeport Way W ste e, University Place, WA 98466
2532929278
On Point Mortgage
8724 51st St W, University Place, WA 98467
2534280821

Mortgage refinance companies in University Place, Washington help homeowners adjust their loan terms or lower their interest rates. Washington State law requires lenders to be licensed under the Consumer Loan Act. Local refinance services can assist with conventional, FHA, and VA loans for properties in Pierce County.

What Does a Mortgage Refinance Company in University Place Cost?

Typical costs for mortgage refinance in University Place include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,200. Third-party costs like credit report fees and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in University Place?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. Washington lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can happen if additional documentation is needed or if appraisal scheduling is slow.
Are there Washington state laws that affect mortgage refinancing?
Yes, Washington requires lenders to provide a Loan Estimate within three business days of application. The state also has a three-day right of rescission for most refinances, allowing you to cancel the loan without penalty.