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Find Reverse Mortgage Specialists Near You in Seaford, DE
Looking for a reverse mortgage specialist in Seaford? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Seaford, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 8 reverse mortgage specialists in Seaford, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Meridian Bank Mortgage
22128 Sussex Hwy, Seaford, DE 19973
3028770400
Mariner Finance
22826 Sussex Hwy, Seaford, DE 19973
3026283970
OneMain Financial
22974 Sussex Hwy, Seaford, DE 19973
3026289253
Tidemark Federal Credit Union
1941 Bridgeville Hwy, Seaford, DE 19973
3026290100
Movement Mortgage - Seaford, DE
312 E Stein Hwy, Seaford, DE 19973
4104306256
All American Mortgage Ltd
24488 Sussex Hwy # 1, Seaford, DE 19973
3026298114
PNC Mortgage
1200 W Stein Hwy, Seaford, DE 19973
3026295000
Edward Jones - Financial Advisor: John F Rittenhouse, AAMS®|CKA®
8470 Herring Run Rd Suite B, Seaford, DE 19973
3026296094
A reverse mortgage specialist in Seaford Delaware helps homeowners aged 62 and older convert home equity into cash without monthly mortgage payments. Delaware law requires that all reverse mortgage borrowers receive counseling from a HUD-approved agency before closing. Seaford residents often use these loans to supplement retirement income or pay for home repairs in Sussex County.
What Does a Reverse Mortgage Specialist in Seaford Cost?
Typical costs for a reverse mortgage in Delaware include an origination fee of up to $6,000 a mortgage insurance premium of 2% of the appraised value and third-party fees such as appraisal title and recording costs totaling $1,500 to $3,500. Closing costs in Seaford may vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Seaford Delaware?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA standards. Delaware law also mandates a three-day right of rescission after closing.
Is counseling required before getting a reverse mortgage in Delaware?
Yes Delaware law requires all reverse mortgage applicants to complete counseling with a HUD-approved agency. The counseling session must occur at least seven days before loan application. This rule applies to all lenders in Seaford and across the state.
How much can I borrow with a reverse mortgage in Seaford Delaware?
The amount depends on the youngest borrowers age current interest rates and the homes appraised value up to the FHA lending limit of $1,089,300 for 2024. In Seaford typical home values are lower than the limit so the loan amount is based on the appraised value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.