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Find Reverse Mortgage Specialists Near You in South Boston, MA

Directory of reverse mortgage specialists in South Boston, Massachusetts. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
South Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 6 reverse mortgage specialists in South Boston, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garett Edward Seney | Fairway Home Mortgage | Mortgage Advisor
470 W Broadway, South Boston, MA 02127
(617) 337-4572 mtgpro.co
Nate Moghadam | Fairway Home Mortgage | NMLS #906770
470 W Broadway, South Boston, MA 02127
(617) 945-3632 nateloans.com
Julian Hernandez at Fairway Independent Mortgage Corporation
380 W Broadway Unit 101, South Boston, MA 02127
(617) 257-3887 fairwayindependentmc.com
Fairway Home Mortgage
470 W Broadway, South Boston, MA 02127
(617) 456-1700 fairwayindependentmc.com
Frank L Chandler | Fairway Independent Mortgage Corporation Reverse Mortgage Planner
380 W Broadway Unit 101, South Boston, MA 02127
(617) 337-4567
Bonny M Gilbert | Fairway Independent Mortgage Corporation Loan Officer
380 W Broadway Unit 101, South Boston, MA 02127
(857) 300-6775 bonnyg.com

A reverse mortgage specialist in South Boston Massachusetts helps homeowners aged 62 and older access home equity without monthly payments. Massachusetts law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage or HECM. Specialists in South Boston guide clients through the FHA insured loan process and explain how the loan affects Massachusetts homestead protections.

What Does a Reverse Mortgage Specialist in South Boston Cost?

Typical costs for a reverse mortgage in Massachusetts include an origination fee up to 6000 dollars, a HUD mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal title and recording. Closing costs in South Boston generally range from 3000 to 8000 dollars. Costs vary by loan amount and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in South Boston Massachusetts?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be on the loan. Massachusetts law follows federal HUD age rules for HECM loans.
Do I need to own my home free and clear to get a reverse mortgage in South Boston?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity after paying off the old loan becomes available to you.
How does a reverse mortgage affect Massachusetts homestead protection?
A reverse mortgage does not remove your Massachusetts homestead declaration. However the lender places a lien on the property. You should discuss homestead implications with a specialist before closing.

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