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Find Reverse Mortgage Specialists in South Hadley, MA

Looking for a reverse mortgage specialist in South Hadley? Review the directory below to compare your options.

4 agents listed
Updated May 2026
South Hadley, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 reverse mortgage specialists in South Hadley, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dilenes Ortiz - CMG Home Loans
19 College St # 2, South Hadley, MA 01075
4135529207
Tim Fitzgerald
19 College St # 2, South Hadley, MA 01075
4132221938
Milly Potter
19 College St # 2, South Hadley, MA 01075
7742509940
Ray Brousseau
19 College St # 2, South Hadley, MA 01075
4137598153

A reverse mortgage specialist in South Hadley Massachusetts helps homeowners aged 62 and older access home equity without monthly payments. Massachusetts law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage or HECM. South Hadley residents should work with a specialist familiar with local property values and state regulations.

What Does a Reverse Mortgage Specialist in South Hadley Cost?

Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. These fees total between 3000 and 8000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in South Hadley Massachusetts?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Massachusetts follows federal HUD guidelines for HECM loans.
Do I need counseling before getting a reverse mortgage in Massachusetts?
Yes, Massachusetts requires mandatory HUD-approved counseling for all reverse mortgage applicants. This session covers loan costs, alternatives, and your obligations. The counselor must be independent from the lender.