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Find Reverse Mortgage Specialists in Ocean Springs, MS
Compare reverse mortgage specialists in Ocean Springs. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Ocean Springs, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 10 reverse mortgage specialists in Ocean Springs, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Solutions Financial Ocean Springs
2112 Bienville Blvd STE P, Ocean Springs, MS 39564
2283827846
Delmar Mortgage Ocean Springs
2112 Bienville Blvd STE G, Ocean Springs, MS 39564
2282151365
Landon McCarty, Fairway Independent Mortgage
2112 Bienville Blvd Suite H3, Ocean Springs, MS 39564
2282351370
Grace Russell
2130 Government St Unit B, Ocean Springs, MS 39564
3183120992
Magnolia Lending L.L.C.
2112 Bienville Blvd Ste H2, Ocean Springs, MS 39564
2288192090
Cornerstone Group, LLC
1001 Government St, Ocean Springs, MS 39564
2288752001
Amy Brand Mortgage
1113 Ames Ave, Ocean Springs, MS 39564
2282001091
Edward Jones - Financial Advisor: Lisa M Sigworth, AAMS™
900 Holcomb Blvd suite c, Ocean Springs, MS 39564
2288727831
Home Mortgage Loan Finder
1419 Porter Ave, Ocean Springs, MS 39564
2283658690
Fairway Independent mortgage Corp
1212 Bienville Blvd H2, Ocean Springs, MS 39564
2286695581
A reverse mortgage specialist in Ocean Springs Mississippi helps homeowners aged 62 and older convert home equity into tax free funds. Mississippi law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Ocean Springs residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Ocean Springs Cost?
Typical costs for a reverse mortgage in Mississippi include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal and title work. For a home valued at 200,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ocean Springs Mississippi?
Borrowers must be at least 62 years old. The youngest spouse on the title must meet this age requirement under federal HUD guidelines. Mississippi does not have additional state age restrictions.
Do I need counseling before getting a reverse mortgage in Mississippi?
Yes, Mississippi law requires all borrowers to complete a counseling session with a HUD approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home in Ocean Springs with a reverse mortgage?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Mississippi law allows lenders to foreclose if these obligations are not met. Borrowers must keep the home as their primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.