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Compare Reverse Mortgage Specialists in Petal, MS

Directory of reverse mortgage specialists in Petal, Mississippi. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Petal, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 3 reverse mortgage specialists in Petal, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Burch Financial Of Petal
1233 MS-42 suite 100, Petal, MS 39465
(601) 699-5200 burchfinancialofpetal.com
Noah Lambert, Mortgage Loan Originator - Hancock Whitney Bank
535 E Central Ave, Petal, MS 39465
(601) 584-8192 locations.hancockwhitney.com
Regions Mortgage
120 S Main St, Petal, MS 39465
(601) 545-4770 regions.com

Reverse mortgage specialists in Petal, Mississippi help homeowners aged 62 and older convert home equity into loan proceeds. Mississippi law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through this process and explain how the loan affects property taxes and insurance obligations.

What Does a Reverse Mortgage Specialist in Petal Cost?

Reverse mortgage costs in Mississippi include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title services. Total closing costs typically range from 2,000 to 5,000 dollars. Costs vary by loan amount and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Petal Mississippi?
Borrowers must be at least 62 years old. If there are multiple owners, all must meet this age requirement. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in Mississippi?
Yes, Mississippi follows federal HUD rules that require all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives.

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