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Compare reverse mortgage specialists in Durham. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Durham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 15 reverse mortgage specialists in Durham, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RTP Nationwide Mortgage
245 NC-54 Ste 101, Durham, NC 27713
2525650268
Blackwell Mortgage
100 Core St, Durham, NC 27703
9196737905
Union Home Mortgage
4236 University Dr #100, Durham, NC 27707
9193211134
New American Funding - Durham, NC
4813 Emperor Blvd Suite 120, Durham, NC 27703
9193550526
Fairway Independent Mortgage: Rob Downing, Branch Manager
2828 Pickett Rd #260B, Durham, NC 27705
9194033200
Pinnacle Funding, Inc.
905 W Main St # 24, Durham, NC 27701
9192810191
Devon Mortgage LLC
3608 Shannon Rd STE 100, Durham, NC 27707
9196022335
Brandon Moye - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
9196494888
Tammy Price - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
3369530231
Audra Ange at First Heritage Mortgage, LLC
5850 Fayetteville Rd Suite #208, Durham, NC 27713
9194918369
Keith Lassiter - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
9194757487
Teresa Parker - Mortgage Lender
4236 University Dr #100, Durham, NC 27707
9196972598
Movement Mortgage
245 NC-54 Ste 104, Durham, NC 27713
9102977576
Mike Capps - Ameris Bank Mortgage
1901 Hillandale Rd Suite 101, Durham, NC 27705
9199292006
BEST Mortgage
2530 Meridian Pkwy Suite 300, Durham, NC 27713
9196125322
Reverse mortgage specialists in Durham North Carolina help homeowners aged 62 and older convert home equity into loan proceeds. These specialists must follow North Carolina law which requires a mandatory counseling session with a HUD approved counselor before a loan can close. Specialists also explain how the loan affects property taxes and insurance requirements in Durham.
What Does a Reverse Mortgage Specialist in Durham Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the first 200000 of home value plus 1 percent of the amount over 200000. Third party costs such as appraisal title and recording fees can range from 2000 to 5000. The mandatory HUD counseling session costs about 125 to 250. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Durham?
A reverse mortgage specialist is a licensed professional who helps seniors in Durham understand and apply for reverse mortgage loans. They guide clients through the process including the mandatory HUD counseling session required by North Carolina law.
Do I need to own my home free and clear to get a reverse mortgage in Durham?
No you do not need to own the home free and clear. You must have significant equity in the home. The loan pays off any existing mortgage first and you receive the remaining funds.
Are reverse mortgage proceeds taxable in North Carolina?
Reverse mortgage proceeds are generally not considered taxable income by the IRS or the state of North Carolina. However you should consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.