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Compare Reverse Mortgage Specialists in Kernersville, NC
Looking for a reverse mortgage specialist in Kernersville? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Kernersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 reverse mortgage specialists in Kernersville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Bank
163 S Main St, Kernersville, NC 27284
3369923327
OneMain Financial
120B Century Pl Blvd, Kernersville, NC 27284
3369932661
Allegacy Financial
212 E Mountain St, Kernersville, NC 27284
3367948510
Fairway Independent Mortgage Corporation
329 N Main St, Kernersville, NC 27284
3369087888
Certainty Home Lending
811 E Mountain St Suite 302, Kernersville, NC 27284
3362753008
Right By You Mortgage
163 S Main St Suite 100, Kernersville, NC 27284
3369923327
A reverse mortgage specialist in Kernersville, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. North Carolina law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Local specialists can guide you through the process and explain how a reverse mortgage affects your estate and heirs.
What Does a Reverse Mortgage Specialist in Kernersville Cost?
Typical costs for a reverse mortgage specialist in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These fees total between 2,000 and 8,000 dollars depending on the home value and loan type. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Kernersville do?
A reverse mortgage specialist helps you understand loan options, eligibility, and the application process. They coordinate with lenders and ensure you meet North Carolina counseling requirements. They do not provide legal advice but can refer you to a local attorney for estate planning.
Do I need to live in Kernersville to use a local specialist?
You do not need to live in Kernersville, but using a local specialist can be helpful for in-person meetings. The specialist must be licensed in North Carolina and follow state regulations. Many specialists serve clients throughout Forsyth County and surrounding areas.
What are the age and property requirements for a reverse mortgage in North Carolina?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD standards. North Carolina does not have additional age or property rules beyond federal requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.