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Compare Reverse Mortgage Specialists in Southern Pines, NC
Directory of reverse mortgage specialists in Southern Pines, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Southern Pines, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 15 reverse mortgage specialists in Southern Pines, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coldwell Banker Advantage
130 Turner St STE A, Southern Pines, NC 28387
9106933300
Bill Mecklenburg at Prosperity Home Mortgage - Southern Pines
750 NW Broad St Suite 3, Southern Pines, NC 28387
9106930040
Sherrie Jones Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9105287383
Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305
GoPrime Mortgage, Inc.
155 W New York Ave # 200, Southern Pines, NC 28387
9198537557
Rita Hairston at CrossCountry Mortgage
115 E Pennsylvania Ave Suite 1 & 2, Southern Pines, NC 28387
9106905511
Michael "Chad" Smith
100 Pavilion Wy Suite D, Southern Pines, NC 28387
3362078466
Vicci F Bonner | Fairway Independent Mortgage Corporation Loan Officer
235 E Pennsylvania Ave Suite 101, Southern Pines, NC 28387
115 W Pennsylvania Ave 2nd Floor, Southern Pines, NC 28387
9106844915
Christopher Campolieta Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305
Robert Smith Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9109956032
Stephanie Parker-Smith, Movement Mortgage
510 NW Broad St, Southern Pines, NC 28387
9105273333
A reverse mortgage specialist in Southern Pines, North Carolina can help homeowners aged 62 and older access home equity without monthly payments. North Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in the Sandhills region understand local property values and can guide you through the process.
What Does a Reverse Mortgage Specialist in Southern Pines Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs usually total between 3000 and 8000 dollars. Costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Southern Pines?
A reverse mortgage specialist helps seniors understand and apply for HECM loans. They explain eligibility, loan terms, and repayment options. They also coordinate with HUD-approved counselors as required by North Carolina law.
Are reverse mortgages regulated in North Carolina?
Yes, North Carolina follows federal HUD rules for HECM loans. State law also requires a mandatory counseling session with a HUD-approved counselor. The specialist must be licensed and follow the North Carolina Reverse Mortgage Act.
How long does the reverse mortgage process take in Southern Pines?
The process typically takes 30 to 45 days from application to closing. This includes counseling, appraisal, and underwriting. Delays can occur if the home needs repairs or if documents are incomplete.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.