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Find Reverse Mortgage Specialists Near You in Cranberry Township, PA
Compare reverse mortgage specialists in Cranberry Township. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Cranberry Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 12 reverse mortgage specialists in Cranberry Township, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Golden Oak Lending
2009 Mackenzie Way #320, Cranberry Township, PA 16066
1341 Old Freedom Rd Suite 201, Cranberry Township, PA 16066
4129561764
Homestead Funding Corp: Jim Franco | NMLS# 105918
1341 Old Freedom Rd Suite 201, Cranberry Township, PA 16066
7247994272
Homestead Funding Corp: Mark Ostrowski | NMLS# 135750
1341 Old Freedom Rd Suite 201, Cranberry Township, PA 16066
4129747146
Michel Wright at Guaranteed Rate Affinity (NMLS #742833)
20510 Rte 19 Ste 101, Cranberry Township, PA 16066
7248560228
Welcome Home Finance LP
1341 Old Freedom Rd Suite 202, Cranberry Township, PA 16066
7247723333
Homestead Funding Corp: Jon Weimer | NMLS# 657985
1341 Old Freedom Rd Suite 201, Cranberry Township, PA 16066
4122256411
Homestead Funding Corp: Linda Kosich | NMLS# 146259
1341 Old Freedom Rd Suite 201, Cranberry Township, PA 16066
7176158787
Homestead Funding Corp: Joe Barbieri | NMLS# 144042
1341 Old Freedom Rd Suite 201, Cranberry Township, PA 16066
4129836675
BREEZ Lending
1667 PA-228 #101, Cranberry Township, PA 16066
8448627339
Amber Housholder at Guaranteed Rate Affinity (NMLS #125836)
20510 Rte 19 Ste 101, Cranberry Township, PA 16066
7249120062
A reverse mortgage specialist in Cranberry Township can help homeowners aged 62 and older access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Cranberry Township residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Cranberry Township Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These costs often range from 5,000 to 15,000 dollars but vary by loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the requirements for a reverse mortgage in Cranberry Township Pennsylvania?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. They must also complete a counseling session with a HUD-approved counselor. Pennsylvania law does not impose additional state-specific requirements beyond federal rules.
How does Pennsylvania law affect reverse mortgage proceeds?
Pennsylvania does not tax reverse mortgage proceeds as income. However, the loan balance must be repaid when the last borrower dies, sells the home, or moves out permanently. Pennsylvania law also requires lenders to clearly disclose all fees and terms in writing.
Can a reverse mortgage affect my Pennsylvania property taxes?
Yes, you must continue to pay property taxes on your Cranberry Township home. Failure to pay taxes can lead to foreclosure. Pennsylvania offers property tax relief programs for seniors, but a reverse mortgage does not automatically qualify you for them.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.