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Compare Reverse Mortgage Specialists in Hanover, PA
Compare reverse mortgage specialists in Hanover. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Hanover, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 7 reverse mortgage specialists in Hanover, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Affordable Home Mortgage
300 Baltimore St, Hanover, PA 17331
4432431855
Allison Shearer: Loan Officer with HomeSale Mortgage
1444 Baltimore St, Hanover, PA 17331
7178737508
OneMain Financial
1000 Carlisle St #1300, Hanover, PA 17331
7176339626
Andy Berryman - American Pacific Mortgage
211 Carlisle St Office 2, Hanover, PA 17331
7172198391
AllCredit Home Loans Inc
228 Baltimore St, Hanover, PA 17331
7176374699
Riggle Wealth Group
100 Filbert St, Hanover, PA 17331
7176301001
Vince Iadevaia
1148 W Elm Ave, Hanover, PA 17331
7177988726
A reverse mortgage specialist in Hanover Pennsylvania helps older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before applying. Local specialists can explain how a Home Equity Conversion Mortgage works in York County and nearby areas.
What Does a Reverse Mortgage Specialist in Hanover Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee of up to 6,000 dollars, an appraisal fee of 450 to 600 dollars, and third-party closing costs of 1,500 to 3,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised home value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Hanover?
A reverse mortgage specialist is a licensed professional who guides homeowners through the reverse mortgage process. In Pennsylvania, they must follow state and federal rules, including the three-day right of rescission after closing.
Who qualifies for a reverse mortgage in Pennsylvania?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence. Pennsylvania does not have a state income tax on reverse mortgage proceeds.
What costs are involved with a reverse mortgage in Hanover?
Costs include an origination fee, appraisal fee, closing costs, and mortgage insurance premiums. In Pennsylvania, the origination fee is capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above 200,000 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.