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Reverse Mortgage Specialists in Cranston, RI

Directory of reverse mortgage specialists in Cranston, Rhode Island. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Cranston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 17 reverse mortgage specialists in Cranston, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage
647 Oaklawn Ave, Cranston, RI 02920
(401) 490-7146 primeres.com
The Ferranti Group of loanDepot, NMLS#174457
1615 Pontiac Ave STE 3, Cranston, RI 02920
(401) 233-5020 loandepot.com
James Procter, Mortgage Loan Consultant, NMLS#23362 - The Ferranti Group of loanDepot
1615 Pontiac Ave 3rd Floor, Cranston, RI 02920
(401) 744-1532 loandepot.com
Matt Ricci - Churchill Mortgage, NMLS 54786
63 Sockanosset Cross Rd Ste 2A Ofc 7, Cranston, RI 02920
(401) 889-2174 churchillmortgage.com
Atlantic Mortgage & Finance Corporation
1009 Reservoir Ave, Cranston, RI 02910
(401) 481-8050 atlanticcorporation.net
Churchill Mortgage - Cranston
63 Sockanosset Cross Rd Ste 2A Ofc 7, Cranston, RI 02920
(401) 889-2174 churchillmortgage.com
Total Mortgage
1030 Oaklawn Ave, Cranston, RI 02920
(401) 943-4550 totalmortgage.com
Precision Home Lending
1288 Oaklawn Ave, Cranston, RI 02920
(401) 487-7379 ddphl.com
Advanced Mortgage Corp.
2220 Plainfield Pike #213, Cranston, RI 02921
(401) 737-6655 advancedmortgagecorp.com
Mathew Bates
1170 Pontiac Ave, Cranston, RI 02920
(401) 266-4416 movement.com
Steven Hawes | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave 2nd Floor, Cranston, RI 02920
(401) 480-2331 primarylocal.com
Devin Rosa | Loan Officer | Primary Residential Mortgage, Inc.
647 Oaklawn Ave, Cranston, RI 02920
(401) 261-3084 primarylocal.com
Best Financial Mortgage Corporation
108 Phenix Ave, Cranston, RI 02920
(401) 490-3210 bestfinancialmortgage.com
Evelyn Perez at Guaranteed Rate Affinity (NMLS #828119)
465 Reservoir Ave, Cranston, RI 02910
(781) 530-3469 grarate.com
John Micheletti - Total Mortgage, NMLS #23187
1055 Oaklawn Ave, Cranston, RI 02920
(401) 447-4520 totalmortgage.com
LUMAR Home Loans
2206 Broad St Ste B, Cranston, RI 02905
(877) 586-2756 lumarhomeloans.com
Tyler Ferreira at Precision Home Lending
1288 Oaklawn Ave, Cranston, RI 02920
(401) 306-7940 ddphl.com

What Does a Reverse Mortgage Specialist in Cranston Cost?

Typical costs for a reverse mortgage in Rhode Island include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs often range from $5,000 to $15,000 depending on the home value and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and equity requirements for a reverse mortgage in Cranston?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence, and you must meet with a HUD-approved counselor before applying.
Are reverse mortgage proceeds taxable in Rhode Island?
No, reverse mortgage proceeds are not considered income by the IRS or the Rhode Island Division of Taxation. However, interest on the loan is not deductible until the loan is repaid.

Reverse Mortgage Specialists in Other Rhode Island Cities

Bristol · Coventry · Cumberland · East Greenwich · East Providence · Greenville · Johnston · Lincoln · Middletown · Narragansett · Newport · North Smithfield · Pawtucket · Providence · Rumford

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Rhode Island.

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