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Find Reverse Mortgage Specialists in Mt Pleasant, SC
Browse reverse mortgage specialists serving Mt Pleasant, South Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Mt Pleasant, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 reverse mortgage specialists in Mt Pleasant, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brandon Andrews at CrossCountry Mortgage
300 W Coleman Blvd Suite 203-A, Mt Pleasant, SC 29464
8436283944
Meg Robb at CrossCountry Mortgage
300 W Coleman Blvd Suite 203-A, Mt Pleasant, SC 29464
474 Wando Park Blvd Suite 200, Mt Pleasant, SC 29464
8433001245
LifeTree Lending LLC
3094 N Hwy 17, Mt Pleasant, SC 29466
8433755900
Jennifer Gibson, NMLS ID 2022479
474 Wando Park Blvd Suite 200, Mt Pleasant, SC 29464
8438644469
Brennan Gilmore- Legacy Mutual Mortgage
1671 Belle Isle Ave, Mt Pleasant, SC 29464
8439953195
Chris Blough, SC Lender Lady
11 Ewall St Suite 214, Mt Pleasant, SC 29464
8435686039
A reverse mortgage specialist in Mt Pleasant South Carolina helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. South Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists understand the Charleston area real estate market and can guide you through the unique requirements of South Carolina property law.
What Does a Reverse Mortgage Specialist in Mt Pleasant Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee of up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording ranging from 2000 to 5000 dollars. Total closing costs often fall between 8000 and 15000 dollars depending on the home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Mt Pleasant South Carolina?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. South Carolina does not have state-specific age limits beyond the federal HECM requirement.
How does South Carolina law affect reverse mortgage proceeds?
Reverse mortgage proceeds are not considered income for South Carolina state tax purposes. Borrowers must continue to pay property taxes and homeowners insurance. South Carolina law requires that the loan be non-recourse, meaning you or your heirs will never owe more than the home is worth at sale.
What happens to a reverse mortgage in Mt Pleasant when the borrower dies or moves out?
The loan becomes due when the last borrower dies, sells the home, or permanently moves out. Heirs have 30 days under federal rules to decide whether to repay the loan or sell the home. South Carolina law provides a six-month extension for heirs to arrange financing or sale without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.