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Find Reverse Mortgage Specialists Near You in Layton, UT
Directory of reverse mortgage specialists in Layton, Utah. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Layton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 15 reverse mortgage specialists in Layton, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMI Home Financing
1597 Woodland Park Dr #100A, Layton, UT 84041
8017367736
American Pacific Mortgage Layton (NMLS #1446817)
27 S Main St, Layton, UT 84041
8013908282
Primary Residential Mortgage, Inc. - The Dale Stanford Team
579 Heritage Park Blvd Suite 140, Layton, UT 84041
8014764663
Garrett Hansen, AMP - Diversified Home Loans
1544 Woodland Park Dr Suite 300 B, Layton, UT 84041
4357704802
Lifetime Home Loans - Co. NMLS #1861406
664 W Antelope Dr, Layton, UT 84041
8017741699
Brett Wilson - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
8014976403
Utah Independent Mortgage Corp - Taylor Miller
920 Heritage Park Blvd Suite #120, Layton, UT 84041
8018936696
Guild Mortgage - Brady Peterson
1086 UT-193 #102, Layton, UT 84040
3854052392
Hometown Mortgage, Co.
476 Heritage Park Blvd Suite 200-B, Layton, UT 84041
8015208475
Guild Mortgage - Jess Patterson
1086 UT-193 #102, Layton, UT 84040
8016145131
Burke Christensen Loan Officer NMLS#308203 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013366650
Jen Jones Branch Manager/ Loan Originator NMLS #247020 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013908282
Brett Hewlett - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
8019061003
Josh Vollmer - American Pacific Mortgage
27 S Main St, Layton, UT 84041
4353635278
St. George Reverse Mortgage
1601 N Hill Field Rd, Layton, UT 84041
8017283013
A reverse mortgage specialist in Layton, Utah helps homeowners aged 62 and older convert home equity into cash without monthly payments. Utah law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Layton guide clients through this process and explain how Utah property taxes and liens may affect loan eligibility.
What Does a Reverse Mortgage Specialist in Layton Cost?
Typical costs for a reverse mortgage specialist in Utah include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars for a 300,000 dollar home. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Layton Utah?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be included on the loan. Utah law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Utah?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. However, you must have significant equity in the home, typically at least 50 percent.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.