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Compare va loan specialists in Post Falls. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Post Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 14 va loan specialists in Post Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1603 E Seltice Way STE B, Post Falls, ID 83854
2087737578
Northwest Title Loans
4005 W Riverbend Ave, Post Falls, ID 83854
2087734789
LendNation
101 E Seltice Way, Post Falls, ID 83854
2087779644
Check `n Go
740 N Cecil Rd #114, Post Falls, ID 83854
2087736228
Half Price Title Loans
3920 W 5th Ave # A2, Post Falls, ID 83854
2084571433
World Finance
112 E Seltice Way Ste C, Post Falls, ID 83854
2084573204
Monument Financial, Inc.
510 Clearwater Loop # 100, Post Falls, ID 83854
2089006350
Kootenai County Veterans Service
120 E RR Ave, Post Falls, ID 83854
2084461090
Idaho Mortgage Broker Laura Guadamuz, Loan Officer NMLS #2097030
4252 E 16th Ave, Post Falls, ID 83854
2084815899
Erin Halleman, STCU Home Loans, NMLS #1173475
3903 E Primrose Ln #101, Post Falls, ID 83854
2086194005
Heartland Mortgage Inc NMLS# 70082
2700 E Seltice Way Ste 8, Post Falls, ID 83854
2087772030
Mimi Fisher - Powered by Modus Mortgage
510 Clearwater Loop, Post Falls, ID 83854
2086619457
US Bank Mortgage
415 E Seltice Way, Post Falls, ID 83854
8008722657
North Idaho Veterans Assistance League
590 S Pleasant View Rd, Post Falls, ID 83854
2084153434
VA loan specialists in Post Falls, Idaho help veterans and active duty service members navigate the home buying process using their VA home loan benefit. These professionals understand Idaho property tax exemptions for disabled veterans and the specific appraisal requirements for homes in Kootenai County. Working with a local specialist can streamline the loan approval process and ensure compliance with Idaho real estate laws.
What Does a VA Loan Specialist in Post Falls Cost?
VA loan specialists in Idaho typically charge no direct fee to the veteran because they earn a commission from the lender. However, you may pay a VA funding fee of 1.25% to 3.3% of the loan amount unless you are exempt due to a service-connected disability. Other costs include appraisal fees (around $500 to $700) and title insurance (about $1,500 to $2,500 in Post Falls). These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Post Falls?
A VA loan specialist guides veterans through the VA home loan process, from pre-approval to closing. They help you understand eligibility, gather required documents like the Certificate of Eligibility, and connect you with VA-approved lenders. In Post Falls, they also know local market conditions and property tax rules for Idaho veterans.
Do I need a VA loan specialist to buy a home in Idaho?
You do not legally need a specialist, but using one can simplify the process. A specialist ensures you meet VA requirements, such as the minimum property standards and occupancy rules. In Idaho, they can also advise on the state property tax exemption for disabled veterans, which requires separate application.
Are there Idaho-specific rules for VA loans?
Yes, Idaho follows standard VA loan rules but has unique property tax benefits. Disabled veterans may qualify for a partial property tax exemption under Idaho Code Section 63-602G. Also, Idaho is a non-disclosure state for property sale prices, so a specialist can help you research comparable sales for appraisals.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.