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Looking for a va loan specialist in Ashland? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Ashland, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 14 va loan specialists in Ashland, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
372A Diederich Blvd, Ashland, KY 41101
6066440100
World Finance
379 Diederich Blvd, Ashland, KY 41101
6063275551
Advance America
726 Greenup Ave, Ashland, KY 41101
6063246614
Members Choice Credit Union
145 Russell Rd, Ashland, KY 41101
6063297876
Hobbs Mortgage Group
1401 Greenup Ave Suite A, Ashland, KY 41101
6065716611
Cash Advance Centers of KY
818 13th St #0, Ashland, KY 41101
6063260323
Stockton Mortgage Corporation NMLS# 8259
1212 Bath Ave Suite 210, Ashland, KY 41101
6063930230
OneMain Financial
489 River Hill Dr, Ashland, KY 41101
6063258426
Lendmark Financial Services LLC
107 6th St, Ashland, KY 41101
6063298458
Luma Lending NMLS #2682683
2824 Holt St FIRST FLOOR, Ashland, KY 41101
6069222648
Kentucky Farmers Bank
6313 US-60 #0, Ashland, KY 41102
6069295000
Thrive Mortgage - Ashland KY
1517 Winchester Ave, Ashland, KY 41101
6063248873
E Z Mortgage
2021 13th St, Ashland, KY 41101
6063254500
Met Life Home Loans
332 15th St, Ashland, KY 41101
6063240391
VA loan specialists in Ashland, Kentucky help veterans and active duty service members secure home loans with no down payment. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Working with a local specialist ensures you understand regional property values and closing procedures in Boyd County.
What Does a VA Loan Specialist in Ashland Cost?
VA loan specialists in Kentucky typically charge no direct fee to borrowers because they are paid by the lender through origination fees. However, you may pay closing costs ranging from 2 to 5 percent of the loan amount, including a VA funding fee of 1.25 to 3.3 percent for most borrowers. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Ashland Kentucky?
A VA loan specialist guides you through the VA home loan process from pre-approval to closing. They help you gather required documents like your Certificate of Eligibility and explain Kentucky specific property tax exemptions for veterans.
Do I need a VA loan specialist to get a VA loan in Kentucky?
No, you can apply directly with a lender, but a specialist simplifies the process. They know VA requirements and can help you avoid common delays with appraisals and underwriting in the Ashland area.
How do I choose a VA loan specialist in Ashland Kentucky?
Look for a specialist who is licensed in Kentucky and has experience with VA loans. Check their reviews and ask about their familiarity with local real estate markets in Boyd and Greenup counties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.