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VA Loan Specialists in Frankfort, KY

Compare va loan specialists in Frankfort. Review contact information and insurance categorys before you decide.

14 agents listed
Updated June 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 14 va loan specialists in Frankfort, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stockton Mortgage | Corporate | Frankfort, KY | NMLS# 8259
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
(502) 227-1100 stockton.com
LendNation
934 Louisville Rd Ste D, Frankfort, KY 40601
(502) 696-9280 lendnation.com
Kentucky Housing Corporation
1231 Louisville Rd, Frankfort, KY 40601
(502) 564-7630 kyhousing.org
World Finance
949 Louisville Rd Ste A, Frankfort, KY 40601
(502) 227-9227 loansbyworld.com
Stockton Mortgage Frankfort | NMLS #8259
305 Leonardwood Dr Suite 3, Frankfort, KY 40601
(502) 227-1100 stockton.com
USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
(502) 680-0953 usamortgage.com
Emmett Exum Jr, Mortgage Banker, NMLS #14331
88 C Michael Davenport Blvd STE 1, Frankfort, KY 40601
(502) 298-3527 stockton.com
Belinda Bay, Mortgage Loan Originator, NMLS #50602
305 Leonardwood Dr #3A, Frankfort, KY 40601
(502) 803-0470 rhshomeloan.com
Sandy Smith-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
(859) 893-1444 usamortgage.com
Ky Department of Veterans Affairs
1111 Louisville Rd # B, Frankfort, KY 40601
(502) 564-9203 veterans.ky.gov
Ed Locke-USA Mortgage
1009 Twilight Trail Unit 109, Frankfort, KY 40601
(502) 680-0953 usamortgage.com
Republic State Mortgage
750 E Main St, Frankfort, KY 40601
(502) 744-9890 republicstatemortgage.com
Central Kentucky Ag Credit
1120 Old US Highway 127 Road, Frankfort, KY 40601
(502) 875-0863 agcreditonline.com
Mortgage Loans - Frankfort
114 Portsmouth Ln, Frankfort, KY 40601
(844) 384-1714

VA loan specialists in Frankfort, Kentucky help veterans and active duty service members secure home financing with favorable terms. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local specialists understand the unique housing market in Franklin County and can guide you through the VA loan process from pre-approval to closing.

What Does a VA Loan Specialist in Frankfort Cost?

VA loan specialists in Frankfort typically charge origination fees between 0.5% and 1% of the loan amount. Other costs include appraisal fees of $400 to $700, title insurance, and recording fees. Kentucky caps certain closing costs and requires lenders to provide a Loan Estimate within three days. Costs vary by case. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Frankfort?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families obtain VA-backed home loans. In Frankfort, they assist with eligibility verification, certificate of eligibility requests, and navigating Kentucky-specific property requirements.
What documents do I need for a VA loan in Kentucky?
You typically need your Certificate of Eligibility, proof of income, bank statements, tax returns, and a valid ID. Kentucky also requires a property appraisal and a termite inspection for most homes. Your specialist will provide a complete checklist.
Are there Kentucky-specific rules for VA loans?
Yes, Kentucky has specific property tax exemptions for disabled veterans, and the state follows federal VA guidelines for funding fees and loan limits. Local specialists in Frankfort can explain how these rules apply to your purchase or refinance.

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