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Looking for a va loan specialist in Biddeford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 va loan specialists in Biddeford, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Frechette - Geneva Financial, NMLS #1602897
180 Pool St Suite 111, Biddeford, ME 04005
2076515955
Meg Faulkner – Mortgage Loan Officer at Bangor Savings Bank NMLS 184955
208 Main St, Biddeford, ME 04005
2072899575
A VA loan specialist in Biddeford, Maine helps veterans and active duty service members navigate the home buying process using their VA home loan benefit. Maine law requires all mortgage originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Biddeford property values and can guide you through the unique requirements of VA loans in York County.
What Does a VA Loan Specialist in Biddeford Cost?
Typical costs for a VA loan specialist in Maine include an origination fee of up to 1% of the loan amount and third-party fees for appraisal, credit report, and title search. These fees usually range from $500 to $1,500 depending on the property and lender. The VA funding fee for first-time use is 2.15% of the loan amount for zero-down loans, though this fee is waived for veterans with a service-connected disability. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Biddeford?
A VA loan specialist is a licensed mortgage professional who focuses on VA-guaranteed home loans. They help veterans and military families in Biddeford understand eligibility, obtain a Certificate of Eligibility, and complete the loan process with local lenders.
What are the VA loan eligibility requirements for Maine veterans?
To qualify for a VA loan in Maine, you must meet service requirements set by the U.S. Department of Veterans Affairs. This typically includes 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Are there Maine-specific property requirements for VA loans?
Yes, VA loans in Maine require a property appraisal and must meet minimum property requirements for safety and livability. In Biddeford, this includes checking for well water safety, septic system function, and compliance with local building codes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.