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Looking for a va loan specialist in Charlottesville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 va loan specialists in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4345310719
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4344461800
Whit Douglas at First Heritage Mortgage, LLC
404 People Pl STE 303, Charlottesville, VA 22911
4342275101
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
4344227457
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
4349876273
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
4349755626
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
4342600421
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4349960016
Jay Domenic Loan Officer with Towne Mortgage
1100 Dryden Ln, Charlottesville, VA 22903
4342207630
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
4342275100
Carleton Garrett
700 Harris St Suite 204, Charlottesville, VA 22903
4344663393
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
4343052278
Mahone Mortgage
685 Berkmar Ct, Charlottesville, VA 22901
4342935200
Homestead Funding Corp: Patricia I Madison | NMLS# 162252
300 E Main St Office 223, Charlottesville, VA 22902
9175593659
C&F Mortgage Corp
3920 Lenox Ave, Charlottesville, VA 22901
4349741450
Evan Hansen at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4344090779
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
9175593659
Guild Mortgage - Kat Whindleton
1939 Commonwealth Dr, Charlottesville, VA 22901
4342185505
Guild Mortgage Company
1939 Commonwealth Dr, Charlottesville, VA 22901
4343275166
Embrace Home Loans - Charlottesville, VA
2300 Commonwealth Dr Suite 202, Charlottesville, VA 22901
4345292075
What Does a VA Loan Specialist in Charlottesville Cost?
VA loan specialists in Virginia typically charge a flat fee or an hourly rate. Flat fees range from 500 to 1500 dollars for full service. Hourly rates are usually 100 to 250 dollars per hour. Some specialists offer a free initial consultation. Costs vary based on the complexity of your loan and the services provided. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Charlottesville?
A VA loan specialist guides you through the VA home loan process from pre approval to closing. They help you understand your Certificate of Eligibility and connect you with lenders who offer VA loans. They also explain Virginia specific rules like the state property tax exemption for disabled veterans.
Do I need a VA loan specialist if I already have a lender?
You do not need a specialist but they can simplify the process. A specialist knows Virginia laws such as the requirement for a termite inspection in certain areas. They can also help you compare lender fees and negotiate seller concessions allowed under VA rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.