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Find FHA Loan Specialists Near You in Avondale, AZ
Directory of fha loan specialists in Avondale, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Avondale, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 fha loan specialists in Avondale, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oply Mortgage
961 N Eliseo Felix Jr Way, Avondale, AZ 85323
4804626439
All West Capital Home Loans
12409 W Indian School Rd C301, Avondale, AZ 85392
6239350200
Rally Home Mortgage, LLC
12725 W Indian School Rd Suite E-104, Avondale, AZ 85392
6236703592
FHA loan specialists in Avondale Arizona help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. Arizona law requires all mortgage loan originators to hold a valid license from the Arizona Department of Insurance and Financial Institutions. Working with a local specialist can streamline the process for Avondale home buyers.
What Does a FHA Loan Specialist in Avondale Cost?
FHA loan specialist fees in Arizona typically range from 1% to 2% of the loan amount for origination and processing. Upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums vary from 0.45% to 1.05% depending on loan term and down payment. Third party costs like appraisal and title fees add approximately $1,000 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Avondale?
An FHA loan specialist guides borrowers through the FHA loan application process. They help with credit qualification, document preparation, and lender selection. Specialists in Avondale are familiar with local property values and Arizona specific mortgage regulations.
What are the FHA loan limits for Avondale Arizona in 2025?
For 2025, the FHA loan limit for a single family home in Maricopa County including Avondale is $498,257. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
How long does it take to close an FHA loan in Arizona?
Typical FHA loan closings in Arizona take 30 to 45 days from application to funding. Arizona law requires a three business day waiting period after the Closing Disclosure is provided. Delays can occur if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.