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Compare fha loan specialists in Kingman. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Kingman, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 17 fha loan specialists in Kingman, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AZ LOANS - Kingman
2325 Airway Ave, Kingman, AZ 86409
9286925626
APX Kingman
707 E Beale St, Kingman, AZ 86401
9287535003
Mason-McDuffie Mortgage Corporation
2606 Stockton Hill Rd, Kingman, AZ 86409
9282795626
Mohave Community Federal Credit Union
2809 Stockton Hill Rd, Kingman, AZ 86401
9287538000
OneMain Financial
3930 Stockton Hill Rd Ste A, Kingman, AZ 86409
9287572178
Realty ONE Group Mountain Desert - Kingman
1608 Stockton Hill Rd #104, Kingman, AZ 86401
9287530430
American Pacific Mortgage
2800 Hualapai Mountain Rd # E, Kingman, AZ 86401
9286280778
National Bank of Arizona
3825 Stockton Hill Rd, Kingman, AZ 86409
9287184700
AmeriFirst Financial Inc., NLMS 145368- Kingman Stockton Hill Rd
FHA loan specialists in Kingman Arizona help homebuyers navigate Federal Housing Administration loans. These loans are popular in Mohave County due to lower down payment requirements and flexible credit guidelines. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions.
What Does a FHA Loan Specialist in Kingman Cost?
Typical costs for an FHA loan in Kingman include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kingman Arizona?
For 2025 the FHA loan limit for a single family home in Mohave County is $498,257. This limit applies to most areas in Kingman and surrounding communities. Limits can change annually based on local median home prices.
What credit score is needed for an FHA loan in Arizona?
A minimum credit score of 580 is typically required for a 3.5 percent down payment FHA loan. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have overlays above these minimums.
Are there Arizona specific requirements for FHA loans?
Arizona does not have state specific FHA loan laws but all loans must comply with Arizona deed of trust and foreclosure statutes. Borrowers must also meet standard HUD requirements including a valid Social Security number and lawful residency status.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.