ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Flagstaff, AZ
Compare fha loan specialists in Flagstaff. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Flagstaff, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 fha loan specialists in Flagstaff, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tylan Mortgage
205 E Flat Rock Ridge, Flagstaff, AZ 86001
9288904350
PrimeLending, A PlainsCapital Company - Flagstaff
1600 W University Ave #112, Flagstaff, AZ 86001
9287799500
Guild Mortgage Company
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Kyle Kent - Licensed Mortgage Loan Officer
23 S Beaver St Suite 1, Flagstaff, AZ 86001
9283080368
Benchmark Mortgage - The Hallows Team
824 W Rte 66 Suite A3, Flagstaff, AZ 86001
9287078572
Shyann Eckel Mortgage Lender
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
4802233273
Guild Mortgage - Kristen Smith
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Alisa Carlson Intercap Lending
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
9288532839
Fairway Independent Mortgage Corp. - Flagstaff
1600 W University Ave Suite 204, Flagstaff, AZ 86001
9282128244
Kim Dawson - NOVA Home Loans
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9283106458
Rich Rucker Team at Wallick & Volk
2321 N Fourth St, Flagstaff, AZ 86004
9285565578
Karen Flores at CrossCountry Mortgage
1338 W Forest Meadows St #130, Flagstaff, AZ 86001
8777731226
J. Carnes AZ Mortgages | NMLS 1809025
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
9286001560
Mountain Country Mortgage
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9284400010
Lindsey Scheel - Legend Mortgage, Inc
223 N San Francisco St ste 105-d, Flagstaff, AZ 86001
6025095195
Kelly Gibson - Peoples Mortgage Co
1016 W University Ave Suite 105, Flagstaff, AZ 86001
9286075626
Mountain Country Mortgage- Torin Palmer
2076 S Woodlands Village Blvd, Flagstaff, AZ 86005
9288531292
Kim Dawson - E Mortgage Capital, Inc
1120 W University Ave 2nd Fl #218, Flagstaff, AZ 86001
9283106458
An FHA loan specialist in Flagstaff can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular in Arizona due to lower down payment requirements and flexible credit guidelines. Flagstaffs unique housing market and elevation can affect property appraisals, so local expertise is valuable.
What Does a FHA Loan Specialist in Flagstaff Cost?
Typical costs for FHA loan services in Arizona include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05% of the loan balance. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Third-party costs such as appraisal and title fees can add $1,500 to $3,000. These costs vary by lender and borrower circumstances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Flagstaff do?
An FHA loan specialist helps borrowers understand FHA loan requirements, prepare documentation, and submit applications. They also coordinate with lenders and appraisers to ensure the loan meets FHA standards for properties in Flagstaff.
What are the FHA loan limits for Flagstaff Arizona?
For 2024, the FHA loan limit for a single-family home in Coconino County is $498,257. This amount is higher than the standard limit due to the areas higher median home prices. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Arizona?
Yes. In Arizona, loan originators must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete continuing education and pass a background check to offer FHA loans.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Flagstaff who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.