FHA Loan Specialists in Antioch, CA
Directory of fha loan specialists in Antioch, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 12 fha loan specialists in Antioch, CA
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An FHA loan specialist in Antioch California helps homebuyers secure mortgages insured by the Federal Housing Administration. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Antioch buyers often use FHA loans for their lower down payment options and flexible credit requirements.
What Does a FHA Loan Specialist in Antioch Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Antioch range from 2 percent to 5 percent of the purchase price. For a $500,000 home closing costs could be $10,000 to $25,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the down payment requirements for an FHA loan in Antioch California?
FHA loans require a minimum down payment of 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. California does not have additional state down payment rules beyond federal FHA guidelines.
Are there California-specific limits on FHA loan amounts in Antioch?
Yes FHA loan limits vary by county. For Contra Costa County where Antioch is located the 2025 FHA loan limit for a single-family home is $1,209,750. This limit is set by the U.S. Department of Housing and Urban Development and applies statewide.
What documents do I need to apply for an FHA loan in California?
You need pay stubs from the last 30 days W-2 forms from the last two years federal tax returns and bank statements. California law also requires proof of California residency or intent to occupy the property as your primary home.