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FHA Loan Specialists in Auburn, CA

Looking for a fha loan specialist in Auburn? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Auburn, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 fha loan specialists in Auburn, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans Auburn
670 Auburn Folsom Rd Suite 107, Auburn, CA 95603
5304928343
Broker Direct Lending
629 Lincoln Way Suite 300, Auburn, CA 95603
9168270087
ZYNG Mortgage
215 Maple St, Auburn, CA 95603
5308886000
Ryan Rivera Mortgage Team
500 Auburn Folsom Rd #212, Auburn, CA 95603
5308239100
Keith Wenger - Imperial Mortgage & Real Estate Services
4455 Gambah Dr, Auburn, CA 95602
5308854444
Michael Poland Lending Group
500 Auburn Folsom Rd #212, Auburn, CA 95603
3128046379
Jennae Leisey - Mortgage Lender
500 Auburn Folsom Rd #212, Auburn, CA 95603
9168027069
Stacy Kelly
11601 Blocker Dr Suite 215, Auburn, CA 95603
5307988256
Guild Mortgage
1900 Grass Valley Hwy #100, Auburn, CA 95603
5308881234
Sierra Foothill Mortgage
3257 Professional Dr STE A, Auburn, CA 95602
5308233404
Point Equity Residential Lending
900 High St Suite 120, Auburn, CA 95603
9162484620
Adrian L. Rhein - Zyng Mortgage & Real Estate
215 Maple St, Auburn, CA 95603
5306394663
Rate
1230 High St Suite 118A, Auburn, CA 95603
5308887830
Auburn MortgageRight
13620 Lincoln Way Suite 150, Auburn, CA 95603
9169808007
Centurion Mortgage
1223 High St, Auburn, CA 95603
5308864089
Hii Mortgage Loans Auburn Ca
3535 Snow Cap View Cir suite 3a, Auburn, CA 95602
5304925459
Envoy Mortgage - Auburn, CA
1141 High St, Auburn, CA 95603
5302102053
Family Funding & Realty
11740 Atwood Rd, Auburn, CA 95603
5308232274

An FHA loan specialist in Auburn, California can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. California law requires all loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). These specialists are familiar with local market conditions in Placer County and can guide you through FHA requirements such as minimum down payments and property standards.

What Does a FHA Loan Specialist in Auburn Cost?

Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus annual mortgage insurance premiums (MIP) ranging from 0.45 percent to 1.05 percent of the loan balance. Closing costs generally range from 2 to 5 percent of the purchase price. For a median-priced home in Auburn, these costs could total several thousand dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the credit score requirements for an FHA loan in Auburn California?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Each lender may have its own overlays, so it is important to check with a specialist.
Are there specific property condition rules for FHA loans in Auburn?
Yes, FHA requires that the property meet minimum property standards (MPS) for safety, security, and soundness. In California, this includes checks for lead-based paint in homes built before 1978, as well as structural soundness and adequate utilities. An FHA-approved appraiser will conduct the inspection.