Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gem Mortgage
1200 Discovery Dr STE 300, Bakersfield, CA 93309
6613281600
Signature Home Lending
4200 Truxtun Ave, Bakersfield, CA 93309
6616642780
NEW/GEN HOME LENDING
3434 Truxtun Ave # 155, Bakersfield, CA 93301
6612038792
Estrada Team with CrossCountry Mortgage, LLC
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Ownity Mortgage Lending
7606 Meany Ave Suite 103, Bakersfield, CA 93308
6614727182
The Mortgage House
8500 Stockdale Hwy #150, Bakersfield, CA 93311
6613289300
Clarity Home Loans
5060 California Ave Suite 1090-F, Bakersfield, CA 93309
6613225626
Agape Mortgage
5001 California Ave Suite 200, Bakersfield, CA 93309
6614969311
Buena Vista Mortgage, Veronica Y. Morales, Loan Officer
9100 Ming Ave Suite 107, Bakersfield, CA 93311
6613336996
Alfonso Garza
5301 Office Park Dr #200, Bakersfield, CA 93309
3104151359
Mortgage Connection
900 Mohawk St Suite 240, Bakersfield, CA 93309
6612054133
PrimeLending, A PlainsCapital Company - Bakersfield
5001 California Ave STE 108, Bakersfield, CA 93309
6612812324
Accelerated Lending Group
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
6614895363
Creative Realty Mortgage Inc
4939 Calloway Dr Ste 101, Bakersfield, CA 93312
6613277041
Cornerstone Mortgage
4560 California Ave #300, Bakersfield, CA 93309
6613700600
Allyn Medeiros, NMLS #214606
5001 California Ave Suite 200, Bakersfield, CA 93309
6613242427
Daniel Estrada at CrossCountry Mortgage
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Steven Nettles - PrimeLending - NMLS 349681
5001 California Ave #111, Bakersfield, CA 93309
6619126565
Esteem Lending Group Inc. - Ashley Weaver
8501 Camino Media Ste 400, Bakersfield, CA 93311
6618096508
Melanie Contreras | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
6613432604
What Does a FHA Loan Specialist in Bakersfield Cost?
FHA loan specialist fees in California typically range from 1 percent to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan and annual MIP ranges from 0.45 percent to 1.05 percent depending on loan term and down payment. Closing costs in Bakersfield average between $5,000 and $10,000 including title fees escrow charges and lender origination fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Bakersfield?
An FHA loan specialist guides borrowers through the FHA loan process including credit qualification property appraisal and documentation. They ensure the loan meets HUD guidelines and California specific requirements such as the California Homeowner Bill of Rights.
What are the FHA loan limits for Bakersfield California?
For 2025 the FHA loan limit for a single family home in Kern County is $498,257. This limit applies to most areas in Bakersfield and adjusts annually based on local median home prices.
How long does an FHA loan take to close in California?
FHA loans in California typically close in 30 to 45 days. Delays can occur if the property requires repairs to meet HUD minimum property standards or if appraisal issues arise.