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Showing 3 fha loan specialists in Baldwin Park, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lakeside Realty & Home Loans
14607 Ramona Blvd C, Baldwin Park, CA 91706
6266004696
Mortgage, Bank of America
14401 Ramona Blvd, Baldwin Park, CA 91706
6266244652
Hard Money Lenders Baldwin Park CA
14461 Merced Ave #204, Baldwin Park, CA 91706
6264164952
What Does a FHA Loan Specialist in Baldwin Park Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% of the loan balance. Closing costs generally range from 2% to 5% of the purchase price, including appraisal fees of $500 to $700 and lender origination fees of 0% to 1% of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Baldwin Park?
An FHA loan specialist guides you through the application and approval process for FHA-insured mortgages. They help you understand credit requirements, down payment options, and property eligibility specific to Baldwin Park and California.
What are the FHA loan limits for Baldwin Park California?
For 2024, the FHA loan limit for a single-family home in Los Angeles County, which includes Baldwin Park, is $1,149,825. This high limit reflects the area's median home prices and allows more buyers to qualify for FHA financing.
How long does the FHA loan process take in California?
The typical FHA loan process in California takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs to meet FHA minimum property standards.