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Find FHA Loan Specialists Near You in Berkeley, CA
Looking for a fha loan specialist in Berkeley? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Berkeley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Berkeley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peter Barnes at CrossCountry Mortgage
1577 Solano Ave, Berkeley, CA 94707
5106475326
Faramarz Moeen-Ziai at CrossCountry Mortgage
2987 College Ave, Berkeley, CA 94705
5102544697
Erick Byrd at CrossCountry Mortgage
1577 Solano Ave, Berkeley, CA 94707
5103348847
David Byrd at CrossCountry Mortgage
1577 Solano Ave, Berkeley, CA 94707
5106475335
Erick Berthaldan - Guaranteed Rate
1400 Shattuck Ave. Suite 1, Berkeley, CA 94709
5105751482
Kelly O'Sullivan at CrossCountry Mortgage
2987 College Ave, Berkeley, CA 94705
5104661159
Monica DiPerna, MBA at CrossCountry Mortgage
1385 Shattuck Ave. b, Berkeley, CA 94709
4157100354
Monica Di Perna CrossCountry Mortgage
1385 Shattuck Ave. b, Berkeley, CA 94709
4157100354
FHA loan specialists in Berkeley, California help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. California state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Berkeley buyers often use FHA loans for homes in competitive East Bay markets where conventional financing may be harder to obtain.
What Does a FHA Loan Specialist in Berkeley Cost?
FHA loan costs in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan term and down payment. Origination fees typically range from 0.5% to 1% of the loan amount. Appraisal fees in Berkeley average $500 to $700. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Berkeley California?
For 2024 the FHA loan limit for a single-family home in Alameda County including Berkeley is $1,149,825. This high limit reflects the area's elevated home prices and is adjusted annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in California?
Yes all mortgage loan originators in California must hold a valid license through the NMLS and comply with the California Financing Law. They must also complete continuing education courses each year to maintain their license.
How long does an FHA loan process take in Berkeley?
A typical FHA loan in California takes 30 to 45 days from application to closing. Factors like appraisal scheduling and document verification can affect this timeline. California law requires a three-business-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.