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Looking for a fha loan specialist in Costa Mesa? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 fha loan specialists in Costa Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prime Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626
7146955899
Sovereign Lending Group Incorporated
3540 Howard Way #125, Costa Mesa, CA 92626
8002130109
JMAC Lending
3200 Park Center Dr Suite 350, Costa Mesa, CA 92626
9493902688
John Torrijos So Cal Lender
3198 Airport Loop Dr, Costa Mesa, CA 92626
9096157327
HomeSmart Advisors
555 Anton Blvd Ste 383, Costa Mesa, CA 92626
9492097667
Steffan Lugo at E Mortgage Capital Inc.
3151 Airway Ave K230, Costa Mesa, CA 92626
9493228896
Lending Corner
950 S Coast Dr #115, Costa Mesa, CA 92626
8558490957
ML Home Loans
555 Anton Blvd Suite 150, Costa Mesa, CA 92626
9498139272
United American Mortgage
3198 F Airport Loop Dr, Costa Mesa, CA 92626
9492501300
Loan Direct, LLC
245 Fischer Ave Ste A5, Costa Mesa, CA 92626
8778856267
OC Mortgage Solutions, Inc.
600 Anton Blvd, Costa Mesa, CA 92626
7144969619
An FHA loan specialist in Costa Mesa California helps borrowers qualify for government-backed home loans with lower down payments. California law requires FHA lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Local specialists understand Orange County housing market conditions and can guide you through the FHA appraisal process for homes in Costa Mesa.
What Does a FHA Loan Specialist in Costa Mesa Cost?
FHA loan costs in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Costa Mesa typically range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 0.5 to 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Costa Mesa do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit score, income, and debt to determine eligibility. They also explain FHA loan limits for Orange County which are higher than many other areas.
What are the FHA loan limits for Costa Mesa California?
For 2024 the FHA loan limit for a single family home in Orange County is $1,149,825. This high limit reflects the expensive local housing market. A specialist can confirm if the property you want falls within this limit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.