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Looking for a fha loan specialist in Cupertino? Review the directory below to compare your options.
14 agents listed
Updated June 2026
Cupertino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 14 fha loan specialists in Cupertino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Max Bottaro Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
What Does a FHA Loan Specialist in Cupertino Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. In Cupertino these costs can be higher due to local fees and taxes. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Cupertino?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through FHA loan requirements. They help with credit qualification, property appraisal, and closing. In California FHA loans require a minimum 3.5 percent down payment.
What are FHA loan limits for Cupertino California?
For 2024 the FHA loan limit for a single family home in Santa Clara County is 1,149,825 dollars. This high limit reflects the high cost of housing in Cupertino. Borrowers can use this limit for purchase or refinance.
How long does an FHA loan take to close in California?
A typical FHA loan in California closes in 30 to 45 days. Delays can occur if the property needs repairs or if appraisal issues arise. California law requires specific disclosures that add time to the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.