Find FHA Loan Specialists in Danville, CA
Directory of fha loan specialists in Danville, California. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 16 fha loan specialists in Danville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Danville Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Third-party costs such as appraisal fees can be $500 to $700. These costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Danville do?
An FHA loan specialist helps you understand FHA loan requirements, such as a minimum 3.5 percent down payment and a credit score of 580 or higher. They assist with pre-approval, document preparation, and closing. Their role is to match you with a lender who offers FHA loans in California.
Are FHA loans only for first-time homebuyers in California?
No, FHA loans are available to any qualified buyer, including repeat buyers. However, you must occupy the property as your primary residence. In California, FHA loans also have specific property condition requirements under HUD guidelines.
What are the FHA loan limits for Danville California?
FHA loan limits vary by county. For Contra Costa County where Danville is located, the 2024 FHA loan limit for a single-family home is $1,149,825. This high limit reflects the area's elevated home prices.