An FHA loan specialist in Dublin California can guide you through the process of obtaining a government backed mortgage. These loans are popular for first time buyers and those with lower credit scores. In California FHA loans must comply with state specific disclosure laws and the California Residential Mortgage Lending Act.
What Does a FHA Loan Specialist in Dublin Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.0 percent of the loan. Appraisal fees in Dublin are usually $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
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