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Looking for a fha loan specialist in Fresno? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Fresno, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 fha loan specialists in Fresno, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alameda Mortgage Corporation
8401 N Fresno St, Fresno, CA 93720
5594731888
Precision Home Loans
653 W Fallbrook Ave, Fresno, CA 93711
5592141820
Planet Home Lending, LLC - Fresno
1177 E Shaw Ave #116, Fresno, CA 93710
5593700524
Corbin Claypool Mortgage Group at VERO Mortgage
9499 N Fort Washington Rd #103, Fresno, CA 93730
5593135819
Lennar Mortgage, LLC Central Valley
5 River Park Pl E suite 210B, Fresno, CA 93720
5594352899
Kurt Goetz Team at NEXA Mortgage
8080 N Palm Ave Suite 205, Fresno, CA 93711
5593925009
Mid Valley Financial
7644 N Palm Ave, Fresno, CA 93711
5594328221
Daniel Conde Mortgage Broker/Lender at Western Pioneer Financial
1398 W Herndon Ave # 205, Fresno, CA 93711
5595931380
Empower Home Loans
759 W Alluvial Ave #101, Fresno, CA 93711
5593895977
Eric Becerra, Mortgage Loan Officer
759 W Alluvial Ave #101, Fresno, CA 93711
5593483003
Ernesto Padilla Home Loan Team-Mortgage Broker
7541 N Remington Ave #103, Fresno, CA 93711
5596182367
Franchesca Guerrero Mortgage Team at Western Pioneer Financial
1398 W Herndon Ave # 205, Fresno, CA 93711
5594129621
CORE Home Loans
1170 E Champlain Dr #107, Fresno, CA 93720
5592141835
Paige Solberg - Lending Concepts
575 E Alluvial Ave #102, Fresno, CA 93720
5597097339
Adrienne Williams Loan Officer #1440143
8401 N Fresno St, Fresno, CA 93720
5592812176
LOAN Services, Inc.
7067 N Mariposa St Ste 105, Fresno, CA 93720
5592286750
Berto Moreno Mortgage Loan Officer at Western Pioneer Financial
1398 W Herndon Ave # 205, Fresno, CA 93711
5599759712
RWM Home Loans - Fresno
759 W Alluvial Ave Suite 100, Fresno, CA 93711
8587942155
Travis T Williams
1398 W Herndon Ave, Fresno, CA 93711
5592873145
Kim Marin Mortgage Loans
8401 N Fresno St, Fresno, CA 93720
5599178490
FHA loan specialists in Fresno California help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. Fresno home buyers often use FHA loans due to the regions affordable housing market and California specific guidelines for mortgage insurance. These specialists guide clients through FHA requirements including property condition standards and California disclosure laws.
What Does a FHA Loan Specialist in Fresno Cost?
Typical costs for FHA loan services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 percent to 0.85 percent depending on loan term and loan to value ratio. Lender origination fees range from 0.5 percent to 1.0 percent of the loan amount, and appraisal fees in Fresno average $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fresno?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit score, debt ratios, and income to determine eligibility. In Fresno, they also ensure the property meets FHA minimum property standards required by California law.
What are the FHA loan limits for Fresno County in 2025?
For 2025, the FHA loan limit for a single family home in Fresno County is $498,257 for low cost areas and up to $1,149,825 for high cost areas. These limits are set by the Department of Housing and Urban Development and apply to all California counties.
Do FHA loans require a specific down payment in California?
Yes, FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your credit score is between 500 and 579, you need a 10 percent down payment. California law does not change these federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.