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Looking for a fha loan specialist in Fullerton? Review the directory below to compare your options.
7 agents listed
Updated June 2026
Fullerton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 fha loan specialists in Fullerton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Fullerton Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Origination fees usually range from 0.5 percent to 1.0 percent of the loan amount. Appraisal fees in Fullerton average 500 to 700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fullerton do?
An FHA loan specialist helps borrowers qualify for a government backed mortgage insured by the Federal Housing Administration. They review your credit score debt to income ratio and employment history. In California they must follow state disclosure laws and provide a Loan Estimate within three business days of application.
What are the FHA loan limits for Fullerton California?
For 2025 the FHA loan limit for a single family home in Orange County including Fullerton is 1,209,750 for high cost areas. This limit is set by the Department of Housing and Urban Development and may change annually. Borrowers should confirm current limits with their specialist.
How do I choose an FHA loan specialist in Fullerton?
Look for a specialist with an active California Mortgage Loan Originator license and experience with FHA loans. Check their record on the NMLS Consumer Access website. Ask about their knowledge of California specific programs like the CalHFA FHA loan which offers down payment assistance for qualified buyers.
Get matched with agents in Fullerton who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.