Find FHA Loan Specialists in Granada Hills, CA
Browse fha loan specialists serving Granada Hills, California. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 4 fha loan specialists in Granada Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Granada Hills Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Origination fees range from 0.5% to 1% of the loan amount, and appraisal fees in Granada Hills average $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Granada Hills?
For FHA loans in California, the minimum credit score is typically 580 with a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10%. Your specialist can review your specific credit profile.
How long does the FHA loan process take in California?
In California, the standard FHA loan process takes 30 to 45 days from application to closing. Delays can occur due to appraisal backlogs or additional documentation requests. Your specialist will provide a timeline based on your situation.