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Directory of fha loan specialists in Healdsburg, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Healdsburg, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Healdsburg, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Suzanne Martindale
1207 Vine St Suite D, Healdsburg, CA 95448
7074732329
Guild Mortgage - Greg Brausen
1207 Vine St Suite D, Healdsburg, CA 95448
7073264709
Exchange Bank
1031 Vine St, Healdsburg, CA 95448
7074330400
Social Finance
375 Healdsburg Ave #280, Healdsburg, CA 95448
8554567634
Innovative Mortgage Brokers
250 Healdsburg Ave #204, Healdsburg, CA 95448
7074738755
Guild Mortgage Company
1207 Vine St Suite D, Healdsburg, CA 95448
7073858474
Golden Bear Financial
14 - C, 14 Healdsburg Ave, Healdsburg, CA 95448
7074339143
Chase Mortgage
1107 Vine St, Healdsburg, CA 95448
7074739862
An FHA loan specialist in Healdsburg California can help you navigate the Federal Housing Administration loan process. California law requires FHA lenders to provide a Good Faith Estimate within three days of application. Healdsburgs real estate market often involves properties in the 95448 zip code, where FHA loan limits for 2024 are set at $1,149,825 for a single-family home in Sonoma County.
What Does a FHA Loan Specialist in Healdsburg Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Sonoma County often range from 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Healdsburg California?
For 2024 the FHA loan limit for a single-family home in Sonoma County which includes Healdsburg is $1,149,825. This limit applies to high-cost areas under California law. Limits may change annually based on median home prices.
Do I need a minimum credit score for an FHA loan in California?
Yes the FHA requires a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. California lenders may have their own overlays above these minimums.
What documents do I need to apply for an FHA loan in Healdsburg?
You typically need two years of tax returns, recent pay stubs, bank statements, and a valid ID. California law also requires proof of California residency or intent to occupy the property. Your specialist will provide a full checklist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.