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Showing 3 fha loan specialists in Hollister, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Golden Eagle Mortgage Group
260 Tres Pinos Rd Ste. B-2, Hollister, CA 95023
8316365363
Cassandra Farnese | Sr Loan Officer
330 Tres Pinos Rd F4, Hollister, CA 95023
8313206334
Joanne Anderson at Prosperity Home Mortgage - Hollister
800 San Benito St # C, Hollister, CA 95023
4083913472
What Does a FHA Loan Specialist in Hollister Cost?
FHA loan costs in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent depending on loan term and down payment. Typical lender fees range from $1,000 to $3,000, and appraisal costs are around $500 to $700. Closing costs in Hollister generally total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Hollister?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. California lenders may have their own overlays, so check with a local specialist.
Are there California specific limits for FHA loans in Hollister?
Yes, FHA loan limits vary by county. For San Benito County in 2025, the standard FHA loan limit is $498,257 for a single family home. High cost area limits may apply if the property is in a designated high cost zone.
What documents do I need to apply for an FHA loan in California?
You will need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and a valid government ID. California also requires a signed Loan Estimate and Closing Disclosure under the Truth in Lending Act.