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Find FHA Loan Specialists Near You in La Puente, CA

Directory of fha loan specialists in La Puente, California. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
La Puente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 4 fha loan specialists in La Puente, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Main Street Mortgage Services
15825 Main St 1st floor, La Puente, CA 91744
(626) 330-0222 mainstreetmortgageloan.com
HomeLoan123
13725 Proctor Ave, La Puente, CA 91746
(800) 560-7766 homeloan123.com
1st. Realty Funding, Inc.
925 N Unruh Ave # 3, La Puente, CA 91744
(626) 918-1800 1strealtyfunding.com
Alliance One Mortgage
15825 Main St, La Puente, CA 91744
(626) 363-9246 alliance1mortgage.com

An FHA loan specialist in La Puente, California can help you navigate the Federal Housing Administration loan process. California has specific laws regarding FHA loan disclosures and borrower protections under the California Residential Mortgage Lending Act. These specialists assist with low down payment options and credit score requirements for homebuyers in La Puente.

What Does a FHA Loan Specialist in La Puente Cost?

Typical costs for FHA loan specialist services in California include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.45 to 1.05 percent. Origination fees range from 0.5 to 1.5 percent of the loan amount. Closing costs in La Puente average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in La Puente?
An FHA loan specialist helps borrowers understand FHA loan requirements, complete applications, and find lenders. They guide you through California specific rules like the Homeowner Bill of Rights and loan disclosure timelines.
What are the FHA loan requirements in California?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. California also requires lenders to provide a Good Faith Estimate within three business days of application under federal RESPA rules.
How long does the FHA loan process take in La Puente?
The typical FHA loan process takes 30 to 45 days from application to closing. California law requires a three day right of rescission period after signing loan documents.

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