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Find FHA Loan Specialists in La Quinta, CA

Browse fha loan specialists serving La Quinta, California. Contact information and addresses listed below.

9 agents listed
Updated June 2026
La Quinta, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 fha loan specialists in La Quinta, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
47050 Washington St, La Quinta, CA 92253
(760) 289-4701 afncorp.com
Envoy Mortgage
47110 Washington St #101, La Quinta, CA 92253
(760) 501-8400 envoymortgage.com
Choice One Mortgage Company
78015 Main St #201, La Quinta, CA 92253
(310) 614-5920 choice1mortgage.com
Mortgage, Bank of America
78-400, CA-111, La Quinta, CA 92253
(760) 565-0540 bankofamerica.com
Chase Mortgage
78805 CA-111, La Quinta, CA 92253
(760) 564-0351 chase.com
Patty Jenab at CrossCountry Mortgage
51555 Desert Club Dr Suite 200, La Quinta, CA 92253
(877) 773-1226 ccm.com
Hacienda Home Loans, Inc.
77935 Calle Tampico #202, La Quinta, CA 92253
(760) 564-2714 haciendahomeloansinc.com
Founders Alliance Mortgage and Investments, Inc
78150 Calle Tampico Ste 200J, La Quinta, CA 92253
(760) 318-0035 foundersalliancemtg.com
Provident Bank Mortgage
51105 Avenida Villa #1, La Quinta, CA 92253
(760) 771-6696

FHA loan specialists in La Quinta, California help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in the Coachella Valley due to flexible credit requirements. California law requires FHA lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act.

What Does a FHA Loan Specialist in La Quinta Cost?

FHA loan costs in California include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance, depending on loan term and down payment. Closing costs in La Quinta typically range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees, and title insurance. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the down payment requirements for an FHA loan in La Quinta?
FHA loans typically require a 3.5 percent down payment for borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is needed. California does not have additional state down payment rules beyond federal FHA guidelines.
Are there property condition requirements for FHA loans in California?
Yes, FHA requires properties to meet minimum health and safety standards through an FHA appraisal. In California, this includes checking for termite damage and compliance with local building codes. The appraiser must verify the property is structurally sound and safe.

FHA Loan Specialists in Other California Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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